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Live EMI Calculator

Real-time
Loan Amount₹10,00,000
Interest Rate (p.a.)10.5%
Tenure5 years
Monthly EMI₹21,494
Total Interest
₹2,89,634
Total Payable
₹12,89,634
Apply for this EMI
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Smart Eligibility Checker

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EMI Calculator

Loan Amount₹10,00,000
Interest Rate (p.a.)10.5%
Tenure5 years
Monthly EMI₹21,494
Total Interest
₹2,89,634
Total Payable
₹12,89,634
Apply for this EMI
Compare & Save

Compare 100+ banks & NBFCs side by side

Transparent rates, fees and approval speeds. Pick the offer that saves you the most.

LenderInterest RateTenureProcessing FeeApproval SpeedRating
HDFC Bank10.50%1–6 yrs0.5% 24 hrs 4.8Apply
ICICI Bank10.75%1–7 yrs1% 48 hrs 4.7Apply
Axis Bank10.99%1–5 yrs1% 24 hrs 4.6Apply
SBI10.30%1–6 yrs0.4% 72 hrs 4.5Apply
Kotak Mahindra10.85%1–5 yrs0.99% 24 hrs 4.6Apply
Bajaj Finserv11.00%1–8 yrs1.5% Instant 4.7Apply
Tata Capital10.99%1–6 yrs1.25% 24 hrs 4.5Apply

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HDFC
ICICI
Axis
SBI
Kotak
IDFC First
PNB
Bank of Baroda
IndusInd
Federal
Yes Bank
Tata Capital
Bajaj Finance
Aditya Birla
L&T Finance
Hero FinCorp
Why MS FINSERV

Everything you need to borrow with confidence

We combine technology, transparency and human expertise to get you the best deal — every time.

Lowest Rates

Negotiated rates from 100+ lenders.

Quick Approval

Approvals in as little as 24 hours.

Expert Advisors

Dedicated loan experts, always free.

No Hidden Charges

100% transparent pricing.

Secure Process

Bank-grade 256-bit encryption.

Paperless

Fully digital, doorstep documentation.

Multi-bank Compare

See every offer in one place.

Doorstep Assistance

We come to you, anywhere.

Relationship Manager

One point of contact end-to-end.

Trusted & Compliant

RBI-aligned, ISO-inspired security.

AI Recommendations

Best-fit loan matched to you.

Instant Disbursal

Money in your account, fast.

Simple 5-Step Process

From application to disbursal, effortlessly

1

Apply

Fill a 2-min online form.

2

Eligibility Check

Instant AI assessment.

3

Document Verification

Paperless, doorstep pickup.

4

Bank Approval

Best-matched lender approves.

5

Disbursement

Funds credited to your account.

Success Stories

Loved by 50,000+ happy customers

Verified reviews from real borrowers across India. 4.9★ average rating.

"Got my personal loan approved in 26 hours at a rate 2% lower than my bank offered. The eligibility checker was spot on."

R
Rahul Mehta
Salaried, Mumbai · Personal Loan · ₹8L

"MS FINSERV compared 6 lenders for my working capital loan and saved me ₹1.4L in interest. Truly transparent."

P
Priya Nair
Business Owner, Pune · Business Loan · ₹25L

"The relationship manager handled everything end to end. Doorstep documentation made it completely effortless."

D
Dr. Arjun Rao
Doctor, Hyderabad · Doctor Loan · ₹40L

"Loved the AI recommendation — it matched me to the perfect NBFC for my startup. Fast and stress-free."

S
Sneha Kapoor
Woman Entrepreneur, Delhi · Startup Loan · ₹15L

"Balance transfer reduced my EMI dramatically. The calculators helped me plan before applying."

V
Vikram Singh
Self-employed, Jaipur · Balance Transfer

"Home loan at 8.4% — best in the market. The process timeline kept me informed at every step."

A
Ananya Iyer
Property Buyer, Chennai · Home Loan · ₹65L
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